Special to the Enterprise
OPINION FROM THE BRUNSWICK NEWS
If Congress and the federal bureaucracy in Washington really want to make a positive difference in the lives of Americans including the president, then they should carefully think through something before seeking to make it policy or the law of the land. This is always a prudent first step and one taken by most successful businesses, individuals and families.
Something that is well-planned and well-thought-out is unlikely to backfire or create problems.
Apparently, though, this is seldom the procedure or process followed in the nation’s Capitol, where pass-first, worry later seems to sum up what our elected and appointed government has become. There’s the Affordable Care Act, which no one really knows much about but is imagined to be something close to a nightmare.
Regardless of the act’s objective, no one seems to really know what’s in it or what it’s going to cost. We’re talking about 20,000 pages of bureaucratic lingo and counting. Who in this country would anyone trust to be an expert on that?
There’s also the Biggert-Waters Act, an action taken by Congress at the urging of Reps. Judy Biggert of Illinois and Maxine Waters of California. The act, in essence, all but ends the federal subsidy for flood insurance and forces owners of property considered high risk for water-related damages to pay yearly for flood insurance, whether they want to or not.
The Federal Flood Insurance Program might have a point if flood insurance costs reflected actual risk. Glynn County, for example, and most other communities dotting the Georgia coastline have seen precious little damage over the years, yet they will pay the same as cities and counties in other states that have a long record of hurricane strikes.
Fortunately, Sen. Johnny Isakson, R-Ga., and others in the Senate are working to delay the Biggert-Waters Act to give the Federal Emergency Management Agency time to study it more thoroughly and determine its impact on home ownership.
Sounds like something that should have been done first, before passage of the act, but, as a coastal community, we are grateful nonetheless to Sen. Isakson and others for recognizing the financial mayhem this act will cause.